Holiday Gift Center

Monday, 27 January 2014


this lens' photo
Originally, electronic commerce was identified as the facilitation of commercial transactions electronically, using technology such as Electronic Data Interchange (EDI) and Electronic Funds Transfer (EFT). These were both introduced in the late 1970s, allowing businesses to send commercial documents like purchase orders or invoices electronically. The growth and acceptance of credit cards, automated teller machines (ATM) and telephone banking in the 1980s were also forms of electronic commerce. Another form of e-commerce was the airline reservation system typified by Sabre in the USA and Travicom in the UK.

From the 1990s onwards, electronic commerce would additionally include enterprise resource planning systems (ERP), data mining and data warehousing.

In 1990, Tim Berners-Lee invented the World Wide Web web browser and transformed an academic telecommunication network into a worldwide every man everyday communication system called internet/www. Commercial enterprise on the Internet was strictly prohibited by NSF until 1995. Although the Internet became popular worldwide around 1994 with the adoption of Mosaic web browser, it took about five years to introduce security protocols and DSL allowing continual connection to the Internet. By the end of 2000, many European and American business companies offered their services through the World Wide Web. Since then people began to associate a word "ecommerce" with the ability of purchasing various goods through the Internet using secure protocols and electronic payment services.
In the United States,some electronic commerce activities are regulated by the Federal Trade Commission(FTC).These activities include the use of commercial e-mails,online advertising and consumer privacy.The CAN-SPAM Act of 2003 establishes national standards for direct marketing over e-mail.The Federal Trade Commission Act regulates all forms of advertising,including online advertising,and states that advertising must be truthful and non-deceptive.Using its authority under section 5 of the FTC Act,which prohibits unfair or deceptive practices,the FTC has brought a number of cases to enforce the promises in corporate privacy statements,including promises about the security of consumers personal information.As result, any corporate privacy policy related to e-commerce activity may be subject to enforcement by the FTC.The Ryan Haight Online Pharmacy Consumer Protection Act of 2008, which came into law in 2008, amends the Controlled Substances Act to address online pharmacies.Internationally there is the International Consumer Protection and Enforcement Network (ICPEN), which was formed in 1991 from an informal network of government customer fair trade organisations. The purpose was stated as being to find ways of co-operating on tackling consumer problems connected with cross-border transactions in both goods and services, and to help ensure exchanges of information among the participants for mutual benefit and understanding. From this came, an ICPEN initiative since April 2001. It is a portal to report complaints about online and related transactions with foreign companies.
There is also Asia Pacific Economic Cooperation (APEC) was established in 1989 with the vision of achieving stability, security and prosperity for the region through free and open trade and investment. APEC has an Electronic Commerce Steering Group as well as working on common privacy regulations throughout the APEC region.
In Australia, Trade is covered under Australian Treasury Guidelines for electronic commerce, and the Australian Competition and Consumer Commission regulates and offers advice on how to deal with businesses online, and offers specific advice on what happens if things go wrong.
Also Australian government e-commerce website provides information on e-commerce in Australia.
In the United Kingdom, The FSA (Financial Services Authority) is the competent authority for most aspects of the Payment Services Directive (PSD). The UK implemented the PSD through the Payment Services Regulations 2009 (PSRs), which came into effect on 1 November 2009. The PSR affects firms providing payment services and their customers. These firms include banks, non-bank credit card issuers and non-bank merchant acquirers, e-money issuers, etc. The PSRs created a new class of regulated firms known as payment institutions (PIs), who are subject to prudential requirements. Article 87 of the PSD requires the European Commission to report on the implementation and impact of the PSD by 1 November 2012.

Contemporary electronic commerce involves everything from ordering "digital" content for immediate online consumption, to ordering conventional goods and services, to "meta" services to facilitate other types of electronic commerce.On the institutional level, big corporations and financial institutions use the internet to exchange financial data to facilitate domestic and international business. Data integrity and security are very hot and pressing issues for electronic commerce.

Aside from traditional e-Commerce, m-Commerce as well as the nascent t-Commerce channels are often seen as the current 2013 poster children of electronic I-Commerce.
 video of e-commerce

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E-commerce in India
India has an internet user base of about 137 million as of June 2012.The penetration of e-commerce is low compared to markets like the United States and the United Kingdom but is growing at a much faster rate with a large number of new entrants.The industry consensus is that growth is at an inflection point.Unique to India,cash on delivery is a preferred payment method.India has a vibrant cash economy as a result of which 80% of Indian e- commerce tends to be Cash on Delivery.Similarly,direct imports constitute a large component of online sales.Demand for international consumer products is growing much faster than in-country supply from authorised distributors and e-commerce offerings.

India's e-commerce market was worth about $2.5 billion in 2009,it went up to $6.3 billion in 2011 and to $14 billion in 2012.About 75% of this is travel related.Online retailing comprises about 12.5%.India has close to 10 million online shoppers and is growing at an estimated 30% CAGR via-a-vis a global growth rate of 8-10%.Electronics and apparel are the biggest categories in terms of sales.

Key drivers in Indian e-commerce are:
Increasing broadband internet and 3G penetration
Rising standard of living and burgeoning,upwardly mobile middle class with high disposable incomes
Availability of much wider product range compared to what is available at brick and mortar retailers
Busy lifestyles,urban traffic congestion and lack of time for offline shopping
Lower prices compared to brick and mortar retail driven by disintermediation and reduced inventory and real estate costs
Increase usage of online classified sites,with more consumer buying and selling second-hand goods
Evolution of the online marketplace model with sites like eBay,Flipkart,Snapdeal,Infibeam,, and Tradus.The evolution of e-commerce has come a full circle with marketplace models taking center stage again.

Images of Indian e-commerce


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Top online e-commerce shopping sites in India

IndiaTimes Shopping

Rediff Shopping